Storing your stuff on a site outside of your home is a practical way of keeping your necessary things in your possession and your house free of clutter. Everyone knows that most insurance deals provide coverage for the things in your dwelling, but few understand that you have similar options for the stuff stored somewhere else. Policies vary and some will not be applicable to your particular case. Also worth noting is the fact that many facilities providing the storage service will not have any coverage available.

Key Takeaways:

  • Used to protect high-value items that are kept in storage.
  • Helps cover replacement costs since storage facilities are not responsible for stolen items.
  • Multiple types of insurance including: provided by the facility, homeowners insurance, or a third-party option. You may have to purchase these insurances separately.

“Storage insurance policies grant coverage if something happens to your property regardless of your current location.”

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